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Student Health Services

Student Health Insurance

While FMU does not have a preferred insurance carrier, students may acquire insurance from the following vendors and services, depending upon their needs and requirements.  International Students are required to maintain certain levels of insurance coverage as indicated below.

General health insurance may be purchased through the national Health Insurance Marketplace at:  www.healthcare.gov .   Students should explore their options carefully as coverage, premiums, and eligibility varies.

International Student Health Insurance

International student health insurance must meet the minimum requirements as indicated by the U.S. Government.  These requirements include:

Students with a J-1 Visa

- $50,000 or greater major medical benefit (per accident or injury).  

-  $7,500 repatriation benefit.

-  $10,000 medical evacuation benefit  (to his or her home country).

- Medical deductible not to exceed $500 (per  accident or illness).

Students with a F-1 Visa

-  $50,000 or greater major medical benefit (per accident or injury).  

-  $25,000 repatriation benefit.

-  $50,000 medical evacuation benefit  (to his or her home country).

-  Medical deductible not to exceed $100 (per  accident or illness).

 

If an international student has insurance that meets these requirements, they must submit a copy of the policy coverage and proof of validity (in English).  Students may acquire insurance coverage from the following vendors:

 

Health Insurance Marketplace

www.healthcare.gov

 

ISO Med

http://www.isoa.org/

 

US NetCare

 http://www.usnetcare.com/

 

Compass Benefits Group

http://www.compassbenefit.com/international_student_medical_insurance.html,

The Harbour Group

 http://www.hginsurance.com/

 

HTH Worldwide

http://www.hthtravelinsurance.com/students_plans.cfm

Last Published: August 7, 2014 2:37 PM
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